At Travelers, we are committed to working with a sense of purpose, helping our customers, our agents, our communities and each other reach higher and achieve more. That’s why we offer comprehensive benefit programs: to help our employees be healthy and productive in all aspects of their lives — taking control of their health, saving for their future, finding balance and becoming their all-around best selves.

Employees and their eligible family members – including spouses, domestic partners and children – are eligible for coverage from the first day of employment.

Medical, Dental and Vision Plans

Travelers offers several medical plan options, including preferred provider organization plans and a high deductible plan with a health savings account. The Travelers dental plan provides protection for preventive care and more complex services, and the Travelers vision plan covers vision testing, frames and lenses.

Prescription Drug Coverage

Employees who enroll in any of the Travelers medical plan options automatically receive prescription drug coverage.

Flexible Spending Accounts

Travelers offers both a health care spending account and a dependent care spending account that let employees use pre-tax payroll deductions to fund a wide range of qualifying expenses not covered by insurance.

Wellness Program

The Travelers wellness program is comprised of tools, discounts and resources that empower you to achieve your wellness goals and caregiving needs. Travelers offers a fitness center discount program with a low-cost membership fee and access to clubs nationwide. We also offer free weight management programs as part of all Travelers medical plans, and employee-preferred pricing for WW (Weight Watchers).

Paid Holidays and Time Off

Travelers provides paid company holidays and a very competitive paid time off benefit so employees have the flexibility they need to balance their personal and work priorities. Start your career at Travelers with more than four weeks of PTO, with the option to buy even more.

Company-Paid Identity Theft Coverage

The Travelers company-paid identity fraud coverage protects employees and their eligible family members if they fall victim to identity fraud. The policy provides expense reimbursement and dedicated fraud specialists to help restore financial health and credit history.

Short-/Long-Term Disability

Travelers provides a maximum of 13 weeks of short-term disability leave in a calendar year. The first eight weeks are paid at 100 percent of base salary, and the next five weeks at 80 percent. We also offer long-term disability benefits.

Life/AD&D Insurance

Travelers provides basic life and accidental death and dismemberment insurance to eligible employees at no cost. Employees can also purchase additional life and AD&D insurance for themselves, spouses/domestic partners and children.

401(k) Savings Plan with Company Match

Employees are immediately eligible to contribute to the Travelers 401(k) plan, and may make either pre-tax 401(k) or after-tax Roth(k) contributions. Travelers matches employee contributions dollar-for-dollar up to 5 percent of eligible pay, up to an annual maximum of $7,500.

Company-Funded Pension Plan

Eligible employees are automatically enrolled in the company’s pension plan, which is 100 percent funded by Travelers. Employees accrue annual pay credits of 2 to 6 percent, based on age and years of service, as well as quarterly interest credits.

Home and Auto Insurance Discounts

Employees can apply for coverage through the Travelers Auto and Home Insurance Program, which offers competitive rates and exclusive savings on auto, homeowners, condominium and renters insurance. Plus, employees have the option of conveniently paying premiums through payroll deduction.

401(k) Paying It Forward Savings Program

With the Paying It Forward Savings Program, payments by eligible employees toward their student loans will qualify for company matching contributions to the 401(k) plan. Employees who participate in the program could accumulate tens of thousands of dollars in their 401(k) accounts over a decade, which could be worth hundreds of thousands of dollars at retirement.

Employee Assistance Program

Our mental health program with Spring Health provides access to free professional counseling services, health coaching and other resources to support your daily life needs. This program is free, confidential and available 24/7.

Educational Assistance Program

Travelers offers an Educational Assistance Program to help pay the cost of eligible classes and professional designation and certification programs, up to $5,250 each year. Travelers also offers tuition discounts at some universities.

Child Care Center Discounts

Travelers has negotiated discounts with several national child care centers. We also offer a dependent care spending account that employees can use to pay for eligible child care expenses through pre-tax payroll deductions.

Adoption Assistance

Travelers reimburses employees for eligible adoption expenses, up to $5,000 per adopted child. Eligible employees may also take up to 10 days of paid parental leave within the first year after the adoption of a child.

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Want to learn more?

For a comprehensive look at our benefits, access our U.S. Benefits Overview Brochure. Explore benefit costs by using our U.S. Benefits Rate Calculator.

To learn more about our benefits in other countries, click below:

The Patient Protection and Affordable Care Act includes a transparency in coverage rule that requires all self-funded medical plans to make Machine Readable Files available publicly. In order to meet this requirement, Travelers has provided the following links to the Machine Readable Files that were prepared by the insurer/third party administrator.

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